916.385.9716 Sonia.Krietz@SNMC.com

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Credit Repair

Credit Repair & Analysis

Sonia Krietz (NMLS #918629), with Security National Mortgage Company, works with clients throughout California and beyond, providing credit analysis and developing credit repair strategies for clients who would like to own a home.

Many individuals dream of home ownership, but a past bankruptcy or foreclosure has caused serious damage to their credit score. Sonia enjoys working with clients who need a helping hand as they strive to boost their credit score and undo the damage of those past financial woes.

Sonia also has experience working with clients who have a lower-than-ideal credit score and are facing a higher-than-ideal interest rate. She has worked with clients to develop a strategy for increasing their credit score over a period of several months, thereby enabling the client to secure a home loan with a better interest rate. This can translate into thousands of dollars over the life of your loan.

Once your credit has sufficiently improved, Sonia Krietz  guides clients through the process of securing a new home loan. What’s more, you can expect a degree of one-on-one communication, personalized attention and overall client satisfaction that’s virtually unparalleled in the lending industry.

If you’re ready to begin the process of repairing your credit in preparation for obtaining a new mortgage loan, you may complete the pre-application form and Sonia will be in touch to guide you through the process. If you have any questions or concerns, you can also contact Sonia Krietz by phone at 916.385.9716.


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Security National Mortgage Company serves clients in over 120 branches nationwide.

SNMC has established relationships with the some of the nation’s leading mortgage investors to provide a wide range of residential, rural, business and commercial mortgage loans to the mortgage originators that the company serves.

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